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Powered by Bakong / NBC

Accept Every
Payment Instantly.

KHQR, cards & ABA Pay — generate dynamic QR codes, verify payments in real-time, and manage multiple merchants. One gateway for every payment in Cambodia.

No setup feesCancel anytime5-min integration
Real Numbers, Real Trust · Live
62,805
Transactions verified
$316,333.40
Total processed (USD)
71
Active merchants
99.9%
Uptime SLA
Features

Everything You Need

Built for Cambodian businesses of every size — from solo sellers to enterprise platforms.

Dynamic Payment QR

Dynamic Payment QR

Unique QR for every transaction with automatic amount encoding — KHQR via Bakong & NBC, plus ABA Pay.

Per-transaction QRAuto amountUSD & KHR
Real-time Verify

Real-time Verify

Background polling detects payments instantly. No manual checks needed.

Multi-Merchant

Multi-Merchant

Unlimited merchants per account. Each with own wallet, theme, settings.

REST API

REST API

Access keys, webhooks, full docs. Integrate payments into any app.

Enterprise Security

Enterprise Security

Multi-layered protection with industry-standard encryption and threat monitoring.

Telegram Alerts

Telegram Alerts

Instant payment notifications per merchant via your Telegram bot.

Works With Every Bank in Cambodia

Customers can pay from any Bakong-connected banking app. One QR code, all banks accepted.

ABAACLEDAWingTrueMoneyLy HourPrince BankCanadiaSathapanaBIDCAMKBakong+
How It Works

3 Steps to Start

From zero to accepting payments in under 5 minutes.

Create Account
STEP 1

Create Account

Sign up with Google, Telegram, or credentials. Pick a plan.

Add Merchant
STEP 2

Add Merchant

Configure your Bakong account, connect SMM panel or webhook.

Accept Payments
STEP 3

Accept Payments

Share the link, customers scan KHQR, verified instantly.

Use Cases

Built For You

No matter what you sell or how you sell it.

Telegram Bots

Telegram Bots

Automate payment collection for shops, game bots, and service bots on Telegram.

SMM Panels

SMM Panels

Handle high-volume concurrent transactions with automatic balance top-up.

Online Shops

Online Shops

Facebook, Instagram, or your own website. KHQR checkout in minutes.

Subscriptions

Subscriptions

Monthly billing with auto QR generation and service activation.

Developer Friendly

Simple API,
Powerful Results

Just 3 API calls to accept payments: generate QR, check status, confirm credit. Full documentation with Python, Node.js, and PHP examples.

payment.py
# Generate payment
resp = requests.post("/api/v1/payment/generate", json={
  "secret_key": "sk_live_xxx",
  "amount": 5.00,
  "verify_key": "Ab12Cd34Ef",
  "telegram_user_id": "123456"
})
qr_url = resp.json()["qr_image_url"]

# Check payment
status = requests.get("/api/v1/payment/check",
  params={"secret_key": key, "verify_key": vk, ...}
).json()["status"]  # "completed"

# Confirm credit
requests.post("/api/v1/payment/confirm", json={...})
Why Us

Why Businesses Choose Us

<3s

Instant Verification

Payment detected in under 3 seconds via Bakong network polling. No manual checking.

$0

Zero Transaction Fees

Funds go directly to your bank account. No middleman, no deductions, no hidden charges.

A+

Enterprise Security

Industry-standard encryption, continuous threat monitoring, and full compliance.

24/7

Always Running

Automated background jobs monitor payments around the clock. Your business never sleeps.

USD+KHR

Dual Currency

Accept payments in both US Dollars and Cambodian Riel. Switch per merchant.

API

Developer First

REST API with full docs, code examples in Python, Node.js, PHP. Integrate in minutes.

Pricing

Simple, transparent pricing

Starting from $1.99 per merchant/month. No transaction fees. No hidden cuts.

Simple flat pricing — one clear rate per merchant, per month. No tiers, no surprises.

FAQ

Frequently Asked Questions

What is KHQR?
KHQR (Khmer Quick Response) is Cambodia's unified QR payment standard created by the National Bank of Cambodia. It allows instant transfers between all Bakong-connected banks — ABA, ACLEDA, Wing, TrueMoney, and 30+ more.
How fast are payments verified?
Typically 1-3 seconds. Our background system continuously polls the Bakong network and detects incoming payments almost instantly.
Are there transaction fees?
No. We charge a monthly subscription per merchant, not per transaction. Funds go directly from the customer's bank to your Bakong account with zero fees from our side.
Can I integrate with my Telegram bot?
Yes. Our REST API is designed for bot integration. Generate a unique QR per user, poll for payment status, and auto-credit — all through simple API calls. See our API documentation for examples.
Where do the funds go?
Directly to your Bakong bank account. We never hold or route funds. The QR code points to your own account — you receive money instantly.
Is my data secure?
Absolutely. We use enterprise-grade encryption, continuous monitoring, and strict access controls to protect all data. Your transactions and credentials are fully secured. All traffic is encrypted end-to-end via HTTPS behind Cloudflare's global network.

Ready to Accept Payments?

Join merchants across Cambodia using KHMER SYSTEM.

Start for Free